New PDF release: Affordable Care Act for Dummies (Portable Edition)

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By Lisa Yagoda, Nicole Duritz, Joan Friedman

ISBN-10: 1118869443

ISBN-13: 9781118869444

A necessary and easy-to-understand consultant to the reasonable Care Act

The reasonable Care Act For Dummies is your survival advisor to figuring out the adjustments in our health and wellbeing care approach and the way they profit you. Written in down-to-earth language, this useful source outlines new protections below the cheap Care Act, and walks you thru what you—as somebody or an employer—need to do to pick the easiest medical health insurance plan on your wishes. With this e-book, you get solutions in your best questions about how the legislations applies to you.

The people who deliver you the For Dummies line of invaluable, academic books have teamed up with AARP to provide you a hands-on consultant that provides perception into find out how to make the fitting judgements approximately healthiness care and increase your caliber of lifestyles. it truly is packed with examples, principles, and data in addition to worthwhile takeaways that can assist you take complete good thing about the reforms.

Uncover the ten crucial advantages of the reasonable health and wellbeing Care Act
Receive information on what's going to increase should you have already got coverage coverage
If you don't have assurance, ascertain which coverage software is correct for you and your loved ones and even if you're eligible for monetary assistance
Find out what alterations companies huge and small can anticipate
Learn easy methods to stay away from scammers who're profiting from consumers' confusion
Use this entire consultant to get the evidence in regards to the cheap Care Act, solve any misconceptions you could have concerning the legislation, and get ready for the well-being care offerings forward.

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Extra info for Affordable Care Act for Dummies (Portable Edition)

Example text

As of 2014, the Marketplace allows open enrollment for a few months every year for signing up for coverage the following year. For example, for 2015 insurance coverage, open enrollment is slated to run from November 15, 2014, to January 15, 2015. ✓ Special enrollment: If you experience a qualifying life event, such as a job loss, a divorce, a marriage, the loss of your spouse, or the birth of a child, you have 60 days to shop for a new plan on the Marketplace, regardless of whether the event happens during an open enrollment period.

Here are the key reasons for cost differences among plans: ✓ Various cost structures are available. As you discover in Chapter 3, you can choose from four levels of c ­ overage: bronze, silver, gold, and platinum. ) Each plan has d ­ ifferent premium costs and out-of-pocket costs (including deductibles and copays). The bronze plans have the least expensive premiums but the highest out-of-pocket percentages. A platinum plan is at the other end of the spectrum, offering the lowest percentage of out-of-pocket expenses in exchange for the highest premiums.

If you already have health coverage that meets a minimum standard, you don’t have to enroll in a Marketplace plan. You don’t need to use the Marketplace if you’re among the vast majority of Americans who get their insurance through an employer or through Medicare, Medicaid, TRICARE (which offers insurance to active members of the military), the Veterans Administration, or another government program. If you get employer early retiree health benefits, you’re already covered as well and don’t need to shop on the Marketplace (although if you do, you may qualify for financial help).

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Affordable Care Act for Dummies (Portable Edition) by Lisa Yagoda, Nicole Duritz, Joan Friedman

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